Magical Tips for financial investment…Right way

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Magical Tips for financial investment…Right way
Crorepati formula

The crorepati formula will help us to be rich or to say have enough money to have a financially self-sustainable and wealthy life.

The phrase money itself is a misnomer to many things ie when we talk about money, we include most of the assets we have, it may be movable and non-movable assets. Like a property, gold, cash, BANK FDs, Mutual Funds, shares, debentures, etc.

The important aspect to keep in mind is most of our assets are not liquid enough. by the liquid, we mean conversion into cash on short notice, say 2-3 days. Financial assets like bank Fixed deposits or Mutual funds can be liquidated in a short period of time.

We can’t liquidate most of the physical or non-movable assets in a short period of time.

Crorepati Formula

Crorepati Formula

We all want to have that magical eight-figure money in our account one day. The question is how to accumulate this figure, without compromising on our day to day lifestyle. Here is how.

Rule of 15

The mantra is to invest Rs 15,000/- every month for 15 years in an investment portfolio which gives a 15% return. It can be in mutual funds or Stocks through Systematic investment plans.

15000 Per Month  * 15 years * 15% return = 1,00,00,000

We can easily cross-verify this calculation using excel using Future value formula.

Money Doubling Rule….

financial investment formula in 
a systematic way to double your investment

This rule gives us around about the idea of how much time investment will take to double your money provided rate at which investment is growing.

For example: if an investment is giving a 12% compounding return than the money will get double in 6 years. Ie       72/12 = 6

Otherway to look into it is, if we want 1,00,000/- after 6 years, so today we need to deposit 50,000/- in investment which may give 12% compounding returns.

We can use the formula for determining either Time / Rate of return for doubling our investment.

These formulas are not sacrosanct, they will give you a rough idea of maturity value over a period of time. Shubhwealth.

This Post Has 27 Comments

  1. Tejas Selar

    The formulas are put in laymen’s terms that made me so easy to understand the concepts

    1. Shubh Wealth

      Yes,tejas…our aim is to write in a language to be understood by new /novice invesotrs

  2. Mohit

    It a wonderful effort put together to help novices like me. Please keep posting. 👍

  3. Yashaswini

    It’s very helpful, keep posting

    1. Shubh Wealth

      Sure..the aim is to bring fresh perspective to new investors

  4. Shakti Singh

    Great work bsb

    1. Shubh Wealth

      thanks Shankti…

  5. Umang bihani

    Rule of 15, great idea. I will try to invest the same. Let’s become crorepati.

    1. Shubh Wealth

      Thanks for writing ..

  6. Kiran

    Easy language. Useful information. Keep posting.

  7. Alok Muralidhar

    Very important information put in very simple words. Keep it going with more such valuable and useful information.

    1. Shubh Wealth

      Thanks in touch

  8. Khusbu saha

    Great idea ,finally a blog to understand the novices like me😀 it’s very helpfull & will try to apply.keep rocking!!

  9. Arup Kumar chatterjee

    Great, then let’s play kaun banega crorepati 👍👍

    1. Shubh Wealth

      Thanks in touch

  10. Adarsh

    Excellent article. Extremely helpful for new age investers. It really helps in setting the goal and then invest rather than haphazard investing.
    Planning to shuffle my portfolio. Thanks Shubh Wealth!

    1. Shubh Wealth

      Dear Adarsh…thanks for writing, please be in touch.

  11. Shriram

    Very informative. But how to get 15pc returns?

    1. Shubh Wealth

      Thanks for appreciation, If you see average equity return of Indian market,since last 40 years the Sensex has given 17%+ return. In the last 10 years market has returned 16% plus return. These are index level return,active funds has returned better. plan accordingly. Please remember your 90% return is due to asset allocation. plan accordingly.

  12. Sonal

    Cool. Thanks for sharing this 15 ka formula. Now I can see what my corpus of saving may turn out to after certain period.

  13. Shivaleela

    Informative.Great ideas.

    1. Shubh Wealth in touch

    2. Rohit

      Great article ..any example of such portfolio?

  14. shri ram


  15. 3M 9501

    Great and an article!
    King regards,
    Boswell Duke

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